Foundation of our work
In God We Trust
DoublePenniesOnline LLC is built on stewardship — the conviction that economic systems should serve human dignity, not the other way around. The motto on our money is the motto we live: In God We Trust. From that foundation grows everything we do, and the framework that shapes it: Catholic Social Teaching.
We stand upon three pillars
Trust
In God, in one another, and in the possibility of a more equitable future. Trust is the precondition for every other principle on this page — without it, stewardship can't take root.
Human Dignity
Every person matters. Our economic and research systems should serve people — protecting and elevating their dignity, not diminishing it for efficiency or profit.
Common Good
Economics and community life are intertwined. Our children's future depends on how we choose to participate today. The common good means designing systems that serve the household, the family, and the wider community at once.
The framework
The seven themes of Catholic Social Teaching
Each theme below is drawn from the United States Conference of Catholic Bishops' presentation of Catholic Social Teaching. Together they form a moral and practical guide for how economic life can serve human dignity rather than displace it.
Life and Dignity of the Human Person
Every person is precious. People matter more than things. Institutions must protect — not diminish — human dignity.
Call to Family, Community, and Participation
We are social beings. How we organize our economic and social life — through marriage, family, community, and civic institutions — directly affects human dignity. People have a right and a duty to participate in society, seeking the common good and well-being of all.
Rights and Responsibilities
Human dignity carries with it certain fundamental rights — including the right to life, to food, shelter, education, employment, and the things required for human decency. With those rights come responsibilities to one another, to families, and to the larger society.
Option for the Poor and Vulnerable
A basic moral test of any society is how its most vulnerable members are faring. Putting the needs of the poor and vulnerable first is a fundamental principle of stewardship.
The Dignity of Work and the Rights of Workers
The economy must serve people, not the other way around. Work is more than a way to make a living — it is a form of continuing participation in creation. Workers' rights — fair wages, safe conditions, dignity in their roles — must be respected.
Solidarity
We are one human family, regardless of national, racial, ethnic, economic, or ideological differences. Loving our neighbor has global dimensions — pursuing peace and justice in a world marked by widening inequality.
Care for God's Creation
We show our respect for the Creator by our stewardship of creation. Care for the earth is a requirement of our faith — environmental stewardship and human stewardship are inseparable.
How this shapes DPO's work
These principles aren't ornamental. They show up in concrete design choices that anyone can verify on this site:
Dignity of the participant — no recruiting, no pressure, no MLM. Your participation never depends on bringing in others. (See: Research Integrity Policy.)
Option for the vulnerable — refundable at any time, even after the spending opportunity is issued. The participant who needs their $10 back gets it back, no questions. (See: FAQ.)
Stewardship of how spending opportunities are spent — the Consumer Research Spending Card System excludes categories that undermine household stability (gambling, lottery, alcohol, tobacco, firearms, cash advances). (See: Non-Qualifying Goods & Services.)
Common good through transparency — DPO publishes anonymized, aggregate research outcomes. Our methods serve a wider conversation about how households spend, not just our internal operation.
Family and community at the center — research is designed to understand and support household-level stability, not individual maximization.