Phase 2: long-term support, regionally delivered
Phase 2 extends DPO's stewardship support beyond the Phase 1 window. The instruments, eligibility, and enrollment differ between U.S. and International participants — reflecting the same regional structure as Phase 1, but with longer-horizon design.
Phase 2 at a glance
U.S. Phase 2 is trust-based and uses a restricted-spend CRSC for long-term essential-category support. International Phase 2 is voluntary monthly digital research support, no trust required.
Trust-based, restricted-spend CRSC
- Long-term essential-category spending support
- MCC-restricted, same stewardship guardrails as Phase 1 U.S.
- Administered through a research trust (structure being established)
- U.S. participants only
Monthly digital research support
- $1,000 per month in digital research-support credit
- Curated essentials catalog (no MCC restrictions)
- No trust required; voluntary participation
- Same purpose: long-term steady spending stability
Trust-based, restricted-spend support
For U.S.-resident participants, Phase 2 is delivered through a research trust that administers ongoing restricted-spend Consumer Research Spending Cards. The CRSC categories, MCC framework, and stewardship guardrails carry forward from Phase 1; the difference is the long-term horizon and the trust-based administration structure.
Why trust-based
A research trust separates Phase 2 from the operating company, provides predictable governance over multi-year support, and creates an independent administrative layer aligned with research-integrity expectations. This structure is being established now; enrollment opens when it is in place.
Continuity with Phase 1
Participants who completed Phase 1 may be eligible for Phase 2, subject to enrollment terms published when the trust opens. Phase 1 completion does not automatically enroll any participant in Phase 2 (Terms § 9). Eligibility is evaluated at the time of Phase 2 enrollment.
What's the same
NAICS 541720 classification. Stewardship-first essential-category framework. MCC-restricted card issuance at the register. Refundability principles consistent with Phase 1.
Monthly digital research support
For participants outside the United States, Phase 2 is delivered as ongoing monthly digital research support: $1,000 per month in research-support credit, fulfilled through the same curated essentials catalog mechanism used in International Phase 1. There is no trust structure; participation is voluntary and can be paused or withdrawn at any time.
Why monthly instead of one-time
Phase 2's purpose is long-term household-spending stability through ongoing economic transition. A predictable monthly cadence reflects that purpose better than a single larger payment, and it gives DPO ongoing research data on how households navigate change over time.
How the catalog works
Same as Phase 1 International: DPO curates the essentials catalog, participants select from available options in their country. Catalog availability varies by country. Stewardship is enforced through catalog curation upstream, not through MCC restriction at the register.
What's the same as Phase 1
NAICS 541720 classification. Stewardship-first essentials focus. Catalog selection mechanism. Refundability principles. The instrument differs by region; the program does not.
What both Phase 2 tracks share
The instruments and enrollment differ; the research purpose does not.
- ✓ Same research mission: studying how households maintain steady spending through economic transitions.
- ✓ Same regulatory classification: NAICS 541720, U.S.-based research, applies to both tracks.
- ✓ Same essentials focus: groceries, utilities, fuel, and the categories that keep daily life moving.
- ✓ Same "what DPO is not": not income replacement, not investment, not a security, not multi-level marketing.
- ✓ Same voluntary, refundable, research-first design: consistent across both tracks and both phases.
Start with Phase 1
Phase 2 enrollment opens region-by-region as each track's infrastructure is in place. For now, Phase 1 is the way in — available in the U.S. and internationally, with the same $10 fee, $500-per-order, 20-order structure across both tracks.