Spending Programs

To participate in the Spending Programs, it requires:

1. Annual Subscription fee (no out-of-pocket expense: paid out of the Spending Account)

2. A monthly service fee (first 2 months free), and

3. Submitting GiveReceive Orders™ for the opportunity to spend $1,000s on Qualified Expenses

GiveReceive Orders™

When you subscribe, the Spending Programs will accumulate funds constantly for you to spend on Qualified Expenses. To access the funds in many of the Spending Programs, you place a GiveReceive™ order.

Many of the GiveReceive Orders work like this:

For every $50.00 you GIVE, RECEIVE up to $1,023.00 to spend on Qualified Expenses.

• Do not submit an order until the funds are available in your Spending Account

• Other GiveReceive™ Order options will be stated in the program selected

• Review the Spending Programs below for details